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Stress from debt

Proposed ‘Breathing Space’ for Individuals Struggling with Debt

The government has launched a consultation on introducing a ‘breathing space’ for individuals struggling with debt. The proposed changes could mean that individuals would have up to six weeks free from further interest, charges, and enforcement action.  In Scotland, people in debt entering into repayment plans have a statutory right to have their fees and […]

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Receiving an APN can cause concern

Should Anti-Tax Avoidance Rules Be Reviewed?

An accelerated payment notice (APN) is a requirement to pay an amount on account of tax or National Insurance Contributions (NICs). HM Revenue and Customs (HMRC) issues accelerated payment notices (APNs) to taxpayers involved in avoidance schemes disclosed under the Disclosure of Tax Avoidance Schemes (DOTAS) rules, or counter-acted under the General Anti Abuse Rule […]

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